Insurance Products

GAP - Guaranteed Asset Protection

Did you know that, if your new motorcycle was written off as a result of an accident, fire or theft, your insurance company would only pay out the current market value of your bike? NOT what you actually paid for it!

For example: A motorcycle costing £6,995 was written off after 12 months, the motorcycle insurance company would only pay out the current market value, which might only be £5,250 or less! 

Should you have finance on this bike, you would find that the amount paid out by the insurance company wouldn't be enough to pay off what you owe on the finance. This would leave you seriously out of pocket!

This is where GAP can help you. It is designed to protect you during the term of your finance credit agreement. 

Please note: If you only have third party fire and theft insurance,this product is not compatible

What all this means:

  • If your motorcycle is classified as a write-off by your insurer, Auto Trust Asset Protection GAP will pay the difference between the insured value of your motorcycle and the invoice price of your bike.
  • The insured value is the amount paid by the insurer or the market value of the motorcycle, as determined by Glass's guide, whichever is the greater.
  • Cover up to £25,000 purchase price of your motorcycle.
  • Cover includes up to £1,000 for clothing and helmet.
  • Cover includes up to £1,000 of motorcycle accessories.
  • Cover is available for a maximum period of 3 years.

If you would like to know more please contact our Business Manager for information or click here to email. 

‘Rogers & Rees Ltd T/A Ducati Glasgow is an appointed representative of ITC Compliance Limited which is authorised and regulated by the FCA (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.’